E&S Small Business Solutions- Philadelphia Insurance Companies

E&S Small Business Solutions

PHLY E&S is built around small account needs including broad coverage and the ability to turn around quotes quickly.

E&S Small Business Solutions

PHLY E&S has a dedicated team that has been built to specifically handle small commercial business. The E&S Small Business Solutions team is designed to maximize our relationships with our PHLY agents and focus on the profitability of small account underwriting. You require fast turnaround for this segment of the market and our aim is to exceed that expectation!!!

All submissions should be sent to our dedicated small business inbox: smallbusinesssubmission@phly.com

Products & Capabilities

  • Monoline GL or Package Policies
  • GL Limits up to $1M per occurrence/ $2M General and Products aggregate
  • Package capabilities up to $2M TIV per location ($5M per policy)
  • Non-admitted paper
  • Minimum premium $3,000
  • Maximum policy premium $15,000
  • First dollar coverage available
  • Excess Casualty Limits up to $5M (offered only when PHLY E&S SBS also writes the Primary General Liability)
  • Available only when written with the Primary General Liability through PHLY E&S Small Business Solutions
  • Minimum rating of underlying Auto Carrier of A- VII or better
  • If you require, PHLY E&S can perform the tax filing or file the taxes through your own license

Target Segments

  • Commercial Real Estate
  • Commercial Contracting
  • Manufacturing
  • Hospitality

Product Contact

Stephen Decker

Assistant Vice President


For new business inquiries, please call 855.585.6322 or submit an application to smallbusinesssubmission@phly.com.

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