Retail

PHLY E&S will selectively entertain and tailor broad Casualty Coverage for difficult to place retail stores, shopping centers, parking lots, and related exposures.

Underwriting Contact

Scott Bayer, SVP
Product Manager
Scott.Bayer@phly.com

For new business inquiries, please call 855.585.6322 or submit an application to ESsubmissions@phly.com.

Brochure - Retail Industry internalLink

Target Classes

Department stores
Strip Malls
Parking lots
Grocery stores
Pawn shops
Swap meets/ flea markets
Receipts of $10M or less

Unacceptable Classes

Fortune 1,000 chain stores
Landmark buildings
Guaranteed cost approach
Grocery store chains/ supermarkets

Coverages/ Capacity

General Liability

Commercial General Liability - $1M each occurrence
Excess Capacity up to $25M subject to underwriting guidelines
Per location aggregates
Additional Insureds by written contract
Liquor Liability Coverage up to policy limits
Pharmacists Legal Liability Coverage available subject to underwriting guidelines

Property

Commercial Property Coverage up to $10M per risk
Equipment Breakdown Including Spoilage Coverage available as optional coverage
Property Enhancement Endorsement available including Money & Securities, Backup of Sewers and Drains, and other additional coverages

Excess Casualty

Financial Security

AM Best rated A++
Standard & Poor's Assigned A+

Risk Management Services

Keep costs down by choosing industry specific Safety Programs. We'll show you how to implement Client Training Services and Risk Management Reporting that get results.

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