Contracting

PHLY E&S Contracting Coverage provides comprehensive coverage for many types of Contractors

Contracting

PHLY E&S will selectively entertain and tailor coverage for specialized commercial artisan contractors. The accounts selected for coverage will exhibit experience, expertise, and knowledge encompassing their specialty.

Underwriting Contact

Scott Bayer, SVP
Product Manager
Scott.Bayer@phly.com

For new business inquiries, please call 855.585.6322 or submit an application to ESsubmissions@phly.com.

Target Classes

  • Contractors with gross receipts up to $25M
  • Commercial* General Contractors
  • Residential Contractors performing repair or remodel work (No HOA work)
  • Artisan Trade Contractors
  • Owner's Interest Policies
  • Project Specific CGL Policies


Unacceptable Classes

  • New residential contractors performing work in new tracts, condominiums or townhomes
  • All New York State Contractors
  • Any contractor performing residential work in Colorado
  • Roofing Contractors
  • Wrap-ups
  • Accounts in bankruptcy

Coverages/ Capacity

Commercial General Liability - $1M each occurrence

  • Additional insured for job owners
  • Employee Benefits Coverage available
  • Waiver of Transfer of Rights
  • Per Project Aggregate
  • Primary & Noncontributory
  • Contractors Environmental Coverage Sublimit up to $100,000
  • Project Specifics Policies


Environmental - Up to $25M in limits

Excess Casualty

Financial Security

  • AM Best rated A++
  • Standard & Poor's Assigned A+

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