Environmental Casualty Package (E-PAC)- Philadelphia Insurance Companies

Environmental Casualty Package (E-PAC)

PHLY E&S Environmental Casualty Package (E-PAC) provides comprehensive casualty, environmental and professional protection.

The PHLY Difference

PHLY's Environmental Casualty Package (E-PAC) protects the insured from claims for third party liability, acts and errors or omissions, and/or contamination that arise from contracting operations, completed operations and professional services performed by the insured or on their behalf. E-PAC also provides environmental liability coverage for transportation of waste or materials to and from project sites or yards, disposal and recycling of waste or materials from their job sites or yards, and contamination released at the insured's owned or leased locations.

  • General Liability Coverage for operations and premises available on a claims-made or occurrence basis
  • Professional Liability Coverage available on a claims-made basis
  • Contractor Environmental Coverage available on a claims-made or occurrence basis
  • Premises Environmental Coverage for owned & leased locations
  • Defense Expense
  • Follow Form Excess
  • Transportation
  • Non-Owned Location Coverage (for disposal sites)
  • Image Restoration
  • Emergency Expense
  • Mold Coverage available on a claims-made or occurrence basis
  • Illicit Abandonment
  • Protective and/or Mitigation available
  • Project Coverage up to a three year term available including completed operations or extended reporting period structures are available

Coverage & Capacity

Primary Coverage (CGL/ PL/ CEC): Up to $5M per occurrence/ $5M aggregate
Excess Follow Form: Up to $10M
Total Aggregate: Up to $10M in total aggregate

Target Classes

  • Environmental Contractors and Consultants including the following:
    - Asbestos, Lead and Mold Abatement
    - Natural Resource and Habitat Restoration
    - Emergency Response and Remediation
    - Storage Tank Installation and Design
    - Industrial Cleaning Services
  • Commercial Solar Contractors and Consultants
  • Green and Alternative Energy Contractors and Consultants including the following:
    - Energy Efficiency and Sustainability Consultants
    - Wind Turbine Installation and Repair
    - Waste Oil and Grease Collection for bio-fuel use

Unacceptable Classes

  • Architectural & Engineering Risks
  • Miscellaneous Professional Risks
  • Mining Engineering or Consulting
  • Geotechnical Engineering or Consulting
  • Oil/ Gas Engineering
  • Over-the hole or down-hole oil/ gas contracting
  • Off-shore oil /gas risks
  • Manufacturing or distribution risks

Product Contact

Doug Mangus, Managing Director

Jencap Specialty Insurance Services

101 Marketside Avenue, Suite 404-243

Ponte Vedra, FL 32081



For new business inquiries, please call either your local PHLY Marketing Representative or Doug Mangus directly.

Email all PHLY submissions directly to submission@jencapgroup.com or contact us at 855.585.6322

Documents Required for Proposal

  • Completed and signed E-PAC application or competitor's application
  • Completed ACORD application as applicable
  • Last 3 years of GL, AL Environmental and Professional loss runs
  • Completed EPAC Excess application or competitor's application
  • Two years most recent Financial Statements

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