Contractor Environmental Coverage (CEC)

PHLY E&S Contractor Environmental Coverage (CEC) provides comprehensive environmental protection.

Benefits of the Program

PHLY's Contractor Environmental Coverage (CEC) provides comprehensive environmental protection for many types of contractors including Environmental Remediation, General Contractors, Artisan Contractors, Trade and Specialty Contractors, Street and Road, and many more.

CEC protects the insured from loss caused by contamination resulting from contracting operations performed by the insured or on their behalf. These operations include from transportation of waste or materials to and from project site or their yards, disposal and recycling from their jobs sites or yards and contamination released at their owned or leased locations.

  • Remediation (discovery and third party triggers)
  • Third Party Bodily Injury and Property Damage
  • Defense Expense
  • Transportation
  • Available on a claims-made or occurrence basis
  • Premises Environmental Coverage for owned & leased locations
  • Non-Owned Location Coverage (for disposal sites)
  • Image Restoration
  • Emergency Expense
  • Mold Coverage available on a claims-made or occurrence basis
  • Illicit Abandonment
  • Clean-up to "Environmental Professional" Standard
  • Owner Controlled Insurance Program (OCIP) and Contractor Controlled Insurance Program (CCIP) structures are available

Coverage & Capacity

  • Up to $25M per occurrence/ $25M aggregate

Underwriting Contact

Will Hornsey, Product Manager

Will.Hornsey@phly.com

For new business inquiries, please call 855.585.6322 or submit an application to ESsubmissions@phly.com.

Target Classes

  • Environmental Contractors
  • General Contractors
  • Roofing
  • Utility
  • Specialty
  • Street and Road
  • Trade and Artisan
  • Painting & Abatement
  • Construction Managers
  • Masonry

Documents Required for Proposal

  • Completed and signed CEC application or competitor's application
  • Last 3 years of Environmental loss runs, if none, then 3 years of GL loss runs
  • Two years most recent financial statements

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