PHLY's Premises Environmental Coverage (PEC) provides comprehensive environmental pollution insurance for many different classes, including agriculture, education, manufacturing, waste disposal, health care, habitational, recreational, distribution, warehousing, retail, commercial, hospitality, municipal, and other risks.
First Party Discovery & Third-Party Remediation
Third-Party Bodily Injury and Property Damage
Emergency Response Costs (No Sublimit; as soon as practicable reporting)
Transportation – 1st & 3rd Party Carriers (No “at rest” clause)
Blanket Non-Owned Disposal (NOD) Sites
Business Interruption Expenses
Image & Environmental Social Governance (ESG) Restoration Costs
Green Building Materials use to gain LEED Environmental Production Declaration (EPD)
Underground Storage Tank (UST) automatic coverage within policy period for newly installed tanks
Broad Definition of Contaminant within form, including:
Mold, Legionella, & Facility-Borne Virus & Bacteria
Methamphetamines and Odor
Silt & Sedimentation
Aboveground Storage Tanks (ASTs)
Illicit Abandonment
AND MORE in our customized TMSIC SHIELD suite of Endorsements for our Target Classes!
Manufacturing
Hospitality
Material Blending, Packing, and Distribution
Logistics and Warehousing
Commercial, Retail, and Habitational Real Estate
Educational Schools, Colleges & Universities
Healthcare & Support Services
Agriculture - Agronomy, Husbandry, Food & Beverage
Energy Storage and Transportation
Recycling, Disposal & Waste Management
Senior Care, Living & Services
Sustainable Power Generation, Storage, Distribution & Services
Primary chemical manufacturing (including petroleum refining)
Standalone pipelines, coal or metal mining exposes
Re-development projects on brownfields
AM Best rated A++
Standard & Poor's Assigned A+
Up to $15M per occurrence/$15M aggregate
Please select state specific forms when applicable.
Please select state specific forms when applicable.
Completed and signed PEC application or competitor's application
Last 3 years of Environmental loss runs, if none, then 3 years of GL and Property loss runs
Property Statement of Values
Keep costs down by choosing industry specific Safety Programs. We'll show you how to implement Client Training Services and Risk Management Reporting that get results.