Environmental Account Solutions (EAS)- Philadelphia Insurance Companies

Environmental Account Solutions (EAS)

PHLY Environmental Account Solutions (EAS) is designed to service the small account needs of our agents by providing broad surplus lines coverage and the ability to turn around quotes within 72 hours of receiving a complete submission. EAS target classes include: General Contractors, Construction Managers, Trade/ Artisan Contractors and Environmental Contractors/ Consultants, as well as any risk requiring Storage Tank Liability. The EAS goal is to strengthen relationships with our PHLY agents by exceeding their expectations on small account underwriting.

Products & Capabilities

Contractors Environmental Coverage (CEC) - claims made or occurrence trigger, available on a practice or project-specific basis
Contractors Environmental & Professional Coverage (CEPC) - claims made or occurrence trigger CEC trigger (claims made for professional trigger) on a practice basis
Less than $5M in annual revenue for practice policies or less than $5M in project revenues for project specific
Minimum premium of $2,500
Minimum self-insured retention of $2,500
Limits: $500,000 up to $5M per occurrence
Storage Tank Environmental Coverage (STEP) - coverage for underground and/ or aboveground storage tanks
Minimum premium $300 per tank
Limits: $500,000 up to $25M
Deductible: Minimum $5,000 up to $250,000
Financial Assurance certification available