Environmental Account Solutions (EAS)- Philadelphia Insurance Companies

Environmental Account Solutions (EAS)

PHLY Environmental Account Solutions (EAS) provides comprehensive contractors environmental and professional liability coverages with a focus on speed of service.

Environmental Account Solutions (EAS)

PHLY Environmental Account Solutions (EAS) is designed to service the small account needs of our agents by providing broad surplus lines coverage and the ability to turn around quotes within 72 hours of receiving a complete submission. EAS target classes include: General Contractors, Construction Managers, Trade/ Artisan Contractors and Environmental Contractors/ Consultants, as well as any risk requiring Storage Tank Liability. The EAS goal is to strengthen relationships with our PHLY agents by exceeding their expectations on small account underwriting.

Products & Capabilities

Contractors Environmental Coverage (CEC) - claims made or occurrence trigger, available on a practice or project-specific basis

Contractors Environmental & Professional Coverage (CEPC) - claims made or occurrence trigger CEC trigger (claims made for professional trigger) on a practice basis

  • Less than $10M in annual revenue for practice policies or less than $10M in project revenues for project specific
  • Minimum premium of $2,500 for CEPC
  • Minimum premium of $1,500 for CEC
  • Minimum self-insured retention of $2,500 for CEPC
  • Minimum self-insured retention of $1,500 for CEC
  • Limits: $500,000 up to $5M per occurrence

Storage Tank Environmental Coverage (STEP) - coverage for underground and/ or aboveground storage tanks

  • Minimum premium $300 per tank
  • Limits: $500,000 up to $25M
  • Deductible: Minimum $5,000 up to $250,000
  • Financial Assurance certification available

All CEC, CEPC, and STEP submissions should be sent to our dedicated small business inbox: EASsubmissions@PHLY.com

Underwriting Contact

Michael Henk, AVP & Product Manager


For new business inquiries, please call 855.585.6322 or submit an application:

Wholesalers: To ESsubmissions@phly.com

Retail Agents: Directly to your local Marketing Representative/Account Associate.

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