Fitness Instructors - NESTA- Philadelphia Insurance Companies

Fitness Instructors - National Exercise & Sports Trainers Association (NESTA)

The Fitness and Wellness Insurance Program for Instructors is designed to meet the needs of Adventure and many more categories of instruction.

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The PHLY Difference

The Fitness and Wellness Insurance Program for Instructors is specifically designed to meet the unique needs of Adventure Sports Instructors, Personal Trainers, Group Instructors, Dance Instructors, Martial Arts Teachers and many more categories of fitness instruction.

  • Higher Limits Available
  • Coverage encompasses the continental U.S. and internationally for short business trips that do not exceed 30 days.
  • Zero Deductible for General Liability

Insurance Coverage Limits

Type Limits
General and Professional Liability $1,000,000 per occurrence/$3,000,000 aggregate limit
Sexual Abuse Liability $100,000 per occurrence/$300,000 aggregate limit
Products Liability $1,000,000 aggregate limit
Medical Payments $2500
Damage to Premises $100,000

Insurance Coverage Limits

Type - General and Professional Liability
Limits $1,000,000 per occurrence/$3,000,000 aggregate limit
Type - Sexual Abuse Liability
Limits $100,000 per occurrence/$300,000 aggregate limit
Type - Products Liability
Limits $1,000,000 aggregate limit
Type - Medical Payments
Limits $2500
Type - Damage to Premises
Limits $100,000
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