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Museums

10 Reasons Why™

  1. Abuse and Molestation coverage available
  2. Broad replacement provisions on historical buildings
  3. Fine Arts coverage is available, including exhibits on display at other locations
  4. Equipment Breakdown coverage included
  5. Liquor Liability and Special Events coverage available
  6. Broad General Liability Enhancement includes coverage for $20,000 in medical payments, broadened named insured, and mental anguish
  7. Broad Property Enhancement form that includes but is not limited to: Historical Research Costs, Sewer and Drain Back-Up, and Ordinance or Law - Demolition Cost & Increased Cost of Construction
  8. Ultimate Coverage - broad proprietary property coverage form including Flood and Earthquake where available
  9. Blanket limits with agreed value (no coinsurance) available
  10. Interest-free installments available for accounts that generate at least $2,000 in premium

Museums 10 Reasons Why

Benefits of the Program

Philadelphia Insurance Companies offers a comprehensive property and liability policy that addresses the unique coverage requirements of museums.

  • Special Event Liability coverage is available
  • Blanket limits with Agreed Value is available
  • Coverage is included for Guest Personal Property, Foundations, Underground Pipes, Flues, and drains

Supplemental Applications

Please select state specific forms when applicable.

Documents Required for Proposal

  • Completed ACORD Applications
  • Completed and signed Philadelphia Insurance Companies Museum Supplemental Application
  • Currently valued insurance company loss runs for the current policy period plus three prior years
  • Financial Statement
  • Schedule of Collections
  • Recent Appraisal for historic buildings and/or collections
  • Statement of Values (for blanket and/or agreed value)

Accident Insurance

Excess Accident Medical Expense coverage is available for Museum accounts. This highly recommended coverage is available through a partnership between PHLY and Special Markets Insurance Consultants, Inc.

Click below to obtain information regarding a free, no obligation Accident quote.


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