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Employment Practices (Stand Alone)

10 Reasons Why™

  1. Retentions as low as $2,500 per claim
  2. Defense Costs are in addition to the Limit of Liability for eligible Insureds
  3. Automatic Third Party EPL coverage
  4. Employment Risk Management Services assistance available through in2vate
  5. Defense Cost coverage for non-monetary relief
  6. Modified consent to settle (hammer) clause with a retention reduction incentive for the Insured's acceptance of the first settlement offer
  7. Broad definition of Claim which includes: Arbitration, regulatory and administrative proceedings, EEOC and DOL investigations and requests to toll the statute of limitations
  8. Bi-lateral discovery (tail) for one, two and three (3) year terms
  9. Most favorable venue wording for punitive, multiple or exemplary damages
  10. The availability of important complementary coverage such as Directors & Officers Liability, Fiduciary Liability, Employed Lawyers Liability, and Crime coverage

Employment Practices (Stand Alone) 10 Reasons Why

Benefits of the Program

Philadelphia Insurance Companies provides Stand Alone Employment Practices Liability Insurance. This coverage provides companies with up to 4,000 employees with comprehensive employment liability solutions.

  • Third Party Liability coverage built into the form
  • Provides coverage for the entity as well as employees including part time, leased, seasonal, temporary and volunteers
  • Optional Duty to Defend Provision- insured can choose defense counsel or tender the defense to the underwriter
  • Most favorable venue wording for punitive, multiple or exemplary damages
  • Worldwide coverage
  • Free Claims Assistance Hotline (2 hours per incident)

Applications

Please select state specific forms when applicable.

Supplemental Applications

Please select state specific forms when applicable.

Documents Required for Proposal

  • Completed Application
  • Copy of most recent financial statements if more than 250 employees
  • Complete loss history for the past 5 years
  • Employee Manual/Handbook

Policy Forms


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