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Child Care Centers

10 Reasons Why™

  1. Child Care Centers Professional Liability including teachers' acts or omissions as a child care centers provider
  2. Coverage for fields trips
  3. Abuse and Molestation coverage available
  4. Business Income coverage with a $300,000 limit is included on Property Elite form
  5. Large Excess Limits available
  6. Corporal Punishment coverage available
  7. Excess Medical Payments coverage available
  8. Auto coverage includes buses, 15 passenger vans, and private passenger vehicles
  9. Coverage for after school programs as part of the child care center policy
  10. Installment plans available for accounts that generate at least $2,000 in premium

Child Care Centers 10 Reasons Why

Benefits of the Program

Philadelphia Insurance Companies' Child Care Package is insurance uniquely designed to fulfill a wide range of special insurance needs for child care centers, preschools, day cares and after school programs. The comprehensive program is designed to address both nonprofit and for-profit operations.

Supplemental Applications

Please select state specific forms when applicable.

Documents Required for Proposal

  • Completed, signed and dated Child Care Center Supplemental application
  • Completed ACORD application(s)
  • Copy of current facilities employment application
  • Currently valued insurance company loss runs for the current policy period plus three (3) prior years
  • Brochures, advertising materials and website information

Participant Accident Insurance

Participant Accident Insurance coverage is now available for this product through Philadelphia Insurance Companies' subsidiary, The Allen J. Flood Companies. Please complete the applicable application here and submit directly to

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