General & Professional
Liability Insurance Application

Benefits Plus is the first and only liability insurance and benefits package to support yoga teachers and facilities with the business of yoga. When you join Benefits Plus, your liability and property insurance is provided by Fitness and Wellness Insurance, a highly respected insurance program manager with more than 15 years of specialized experience in the yoga and fitness business.

Your Coverage: $2,000,000 per occurrence / $4,000,000 aggregate limit

Requested Policy Effective Date
Policy Effective date must be greater than the current date and within 60 days of the current date.
Policy Expiration date defaults to (1) year following effective date.

Yes / No
I sell ingestible and/or topical products (ex: vitamins, supplements, lotions) manufactured under my company's label?  
There have been claims made against me in the last 3 years  
I require signed waivers from all clients  
My previous insurance provider canceled my policy or did not allow me to renew  
I have read and understood the list of ineligible operations and declare I do not participate in any of the mentioned operations.  
Have you ever had an incident or been convicted of any crime, including sex-related or child abuse related offenses?  

Personal information


Please ensure the email address you are entering is valid. All policy communication such as renewal notification and policy delivery will be handled via email. Your policy will not be delivered by mail.

- -  
- - (optional)  


Mailing address is the same as home address

Yoga Journal Benefits Plus Membership
Enter your Teacher Training Coupon Code here:

Credit Card Information
Billing address is the same as home address
(Do not include spaces or dashes)  

Additional Insured
Does the facility where you conduct business require you to list them as an Additional Insured on your policy and provide them with a Certificate of Insurance (COI)?

Purchase Information
Please review the purchase information below.

Please note: Yoga Journal membership fees are required with this application.

Click Here to view Yoga Journal membership benefits and magazine refund details

*All rates are subject to underwriter approval

Clicking the button below will launch a popup window where you must verify your address.
After verifying your address you will be navigated back to this screen where you can submit your application
Please wait while your application is being submitted.


Fraud Notice
Notice to applicants:
Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act which is a crime and may subject such person to criminal and civil penalties.

*Note: The above proposal may not account for local taxes mandated by the State in which you/your business operate(s). The final policy will include a description of how local taxes, if applicable, have been allocated as determined by the risk location. Please contact a PHLY representative if you have any questions.

The Insurer may not be subject to all of the insurance laws and regulations of your resident state.