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Restoration Contractors

10 Reasons Why™

  1. Property, Equipment Breakdown, Inland Marine, Crime, General Liability, Automobile, Pollution, and Professional all with one carrier
  2. A++ (Superior) A.M. Best rating
  3. Bailees coverage available for property of others that you will be transporting or storing
  4. Blanket additional insured for ongoing and completed operations
  5. Program meets the insurance requirements of most major Restoration Contractor franchise organizations
  6. Coverage available in 48 states
  7. Broad Form Property Damage
  8. Risk Management Services specifically designed for restoration contractors
  9. Non-auditable policy
  10. Up to date insurance compliance with most major third party administrators

Restoration Contractors 10 Reasons Why

Benefits of the Program

Philadelphia Insurance Companies (PHLY) offers a comprehensive program that addresses the unique coverage requirements for companies that provide restoration contractor services. PHLY's program offers coverages for: General Liability, Property, Bailees, Automobile, Crime and Fidelity, Pollution, and Professional.

  • All lines of business written with one carrier, including Auto and Contractor's pollution
  • Blanket additional insured status for on-going and completed operations
  • Loss Control Services available specifically designed for restoration contractors
  • Non-Auditable Policy

Supplemental Applications

Please select state specific forms when applicable.

Documents Required for Proposal

  • Completed and signed / dated PHLY Restoration Contractors Supplemental Application
  • Completed ACORD Application(s)
  • Currently valued insurance company loss runs for the current policy period plus 3 prior years
  • Brochures, advertising materials, and website information

Claim Scenarios


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