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Philadelphia Insurance Companies
TULIP

Philadelphia Insurance Companies Tenant Users Liability Insurance Protection (TULIP) is insurance uniquely designed to provide short term liability insurance coverage for tenants of facilities or venues for events which cannot be covered under their current insurance or for which they have no other coverage. By purchasing the coverage under a policy written for all tenant users of a specific facility or venue, the tenant user not only meets the contractual obligations required by the venue, but obtains coverage that is more competitive than purchasing a single special event policy. A simple one page questionnaire is all that is needed to apply. Typical facilities or venues needing TULIP coverage include stadiums, arenas, convention centers, religious institutions, performing arts centers and schools.


Benefits of the Program

  • Ease of use – Tenant users needing insurance in order to rent a facility can purchase under the facility’s TULIP policy – no need for a separate special event policy
  • Minimum premium for tenant users as low as $100 per event – lower than a monoline special event policy
  • Policy specifically designed to meet the contractual insurance requirements in the facility rental agreement
  • Ability to include exhibitors for a small flat charge

Supplemental Applications

Documents Required for Proposal

  • Completed and signed/dated PHLY Facility TULIP Supplemental Application
  • Schedule of anticipated events for the next 12 months
  • Copies of contract with tenant users
  • Brochures, advertising material and website information


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10 Reasons Why
 
  1. Ease of use – Tenant users needing insurance in order to rent a facility can purchase under the facility’s TULIP policy – no need for a separate special event policy
  2. Minimum premium for tenant users as low as $100 per event – lower than a monoline special event policy
  3. Policy specifically designed to meet the contractual insurance requirements in the facility rental agreement
  4. Ability to include exhibitors for a small flat charge
  5. Products Coverage included for light hazard products, i.e. food, beverage and souvenirs
  6. Host Liquor Liability coverage included - primary liquor liability for sellers / distributors of alcohol available for qualified tenant users
  7. Facility / venue is automatically included as an additional insured
  8. Policy limits apply for each tenant user
  9. Events reported on monthly, quarterly or semi-annual basis depending on frequency of rentals
  10. Hired and Non-Owned Automobile Liability may be included if contractually required by facility / venue owner

 

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