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Philadelphia Insurance Companies
Health, Fitness & Wellness

Philadelphia Insurance Companies subscribes to the belief that fitness is a key ingredient to wellness and a healthy life. Because we practice fitness in our lifestyle and have specialized in this growing industry, we understand how to provide broad form fitness center and gym insurance coverages for health clubs, fitness, pilates and dance studios and day spas across the United States.

Benefits of the Program

  • Special causes of loss on building, contents, loss of income, and extra expense
  • Additional coverage enhancements including: Ordinance or Law, Off Premises Power Failure, Utility Services, EDP, Business Interruption and Extra Expense (including Contingent), and much more
  • Special Events Coverage outside the club is included for the entity and professional instructors or consultants
  • Coverage extended to entity and Employed Professionals including Lifeguards, Racket Sports Instructors, Nurses, Dieticians, Physical Therapist and Aerobic and Fitness Instructors
  • Umbrella Limits available up to $10 Million
  • Click here for more info regarding our Non Profit D&O and For Profit D&O product

Philadelphia Insurance has acquired Fitness and Wellness Insurance to service individual fitness professionals, fitness studios, day spas, and more.

Supplemental Applications

Documents Required for Proposal

  • Completed and signed/dated PHLY Health and Fitness Club Application
  • Completed ACORD applications
  • Picture of facility
  • Copy of medical disclosure
  • Copy of waiver language
  • Advertising brochures (if available)
  • Insured’s website
  • Currently valued insurance company loss runs for the current policy period and three prior years


All of our Product Forms and Documents are available in PDF version only. Version 7 or higher of Adobe is needed to fill out the PDF Forms.

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We are available Monday thru Friday from 8:30am to 5pm ET.

To speak with a Customer Service Representative, please call our Customer Service Department at 1-877-438-7459.

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10 Reasons Why
 
  1. Coverage available for both employed and sub-contracted professionals, including lifeguards, racquet sports instructors, nurses, dieticians, physical therapists and aerobics and fitness
  2. Business income/extra expense - limit of $100,000 included
  3. Interest free monthly payments
  4. Liability coverage for child care
  5. EDP equipment limit of $50,000 included
  6. Risk Management package included with every policy
  7. Professional liability coverage available
  8. Automatic external defibrillators - limit of $5,000 included
  9. Coverage for tanning liability available
  10. A+ rated company providing excellent security

 

Health & Fitness 10 Reasons Why

Have you thought about

Cover-Pro (Professional Liability for Specified Professions)

Philadelphia Insurance Companies is committed to providing comprehensive professional liability coverage to a variety of professions including computer consultants, management consultants, career coaches, marketing consultants, interior designers, telecommunications consultants and many more. More

Loss Control

Keep costs down by choosing industry specific Safety Programs. We'll show you how to implement Client Training Services and Risk Management Reporting that get results. More

Click to see our 10 Reasons Why