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Philadelphia Insurance Companies
Health, Fitness & Wellness

Philadelphia Insurance Companies subscribes to the belief that fitness is a key ingredient to wellness and a healthy life. Because we practice fitness in our lifestyle and have specialized in this growing industry, we understand how to provide broad form fitness center and gym insurance coverages for health clubs, fitness, pilates and dance studios and day spas across the United States.

Benefits of the Program

  • Special causes of loss on building, contents, loss of income, and extra expense
  • Additional coverage enhancements including: Ordinance or Law, Off Premises Power Failure, Utility Services, EDP, Business Interruption and Extra Expense (including Contingent), and much more
  • Special Events Coverage outside the club is included for the entity and professional instructors or consultants
  • Coverage extended to entity and Employed Professionals including Lifeguards, Racket Sports Instructors, Nurses, Dieticians, Physical Therapist and Aerobic and Fitness Instructors
  • Umbrella Limits available up to $10 Million
  • Click here for more info regarding our Non Profit D&O and For Profit D&O product

Supplemental Applications



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Chat with a Marketing or Claim Representative!
We are available Monday thru Friday from 8:30am to 8pm ET.

To speak with a Customer Service Representative, please call our Customer Service Department at 1-877-438-7459.

Need Assistance?
Contact Marketing for more information on our products or assistance with a product you already have.

10 Reasons Why
 
  1. Abuse and Molestation coverage available
  2. Professional Liability available in most states under a separate coverage form with limits available up to $1,000,000 per professional incident and $3,000,000 aggregate
  3. Coverage for day nursery exposures provided
  4. Electronic Data Processing equipment limit of $50,000 included as part of our Elite Property Form
  5. Business income/Extra expense limit of $100,000 included as part of our Elite Property Form
  6. Coverage for tanning liability available
  7. Coverage available for both employed and sub-contracted professionals, including lifeguards, racquet sports instructors, nurses, dieticians, physical therapists and aerobics and fitness
  8. Liquor Legal Liability coverage available
  9. Property coverage afforded for Automatic External Defibrillators (AED) – $5,000 limit
  10. Interest-free installments available for accounts that generate at least $2,000 in premium

 

Health & Fitness 10 Reasons Why

Have you thought about

Stand Alone Employment Practices

Philadelphia Insurance Companies provides the Stand Alone Employment Practices Liability Coverage. This policy is a comprehensive employment liability solution available to companies with up to 4,000 employees. More

Loss Control

Keep costs down by choosing industry specific Safety Programs. We'll show you how to implement Client Training Services and Risk Management Reporting that get results. More

Click to see our 10 Reasons Why