This insurance program provides General Liability coverage and a specific Foresters Professional Liability endorsement for forestry consultants. Forestry consultants are university-educated professionals providing a variety of services to public and private landowners.
Program guidelines require that consulting foresters have a forestry degree. Certificates of Insurance must be obtained from Independent Contractors used for projects. Our insurance program is endorsed by the Association of Consulting Foresters (ACF) and preferred pricing is available to those consulting foresters who are active members of the ACF.
Eligible Activities Include:
- Timber Cruising
- Timber Inventory
- Boundary Lines
- Forest Management Plans
- Growth Studies
- Wildlife Management
- Timber Sales
- Reforestation
- Property Inspections
- Property Inspections
- Controlled or Prescribed Burning
- Pesticide and Herbicide Application
- Surveying
Ineligible Activities:
- Any risk registered as strictly as a surveying firm
- Any “urban forester” doing any type of tree trimming in the city
- Any risk conducting logging activities
- Hazardous Waste Studies
- Real estate transactions are excluded – if they do real estate transactions will require a separate real estate errors & omissions policy not available through the program
- Any risk engaging in excessive numbers of controlled burns (underwriter discretion)
Endorsements Available:
- Hired and Non-Owned Auto Liability
- Watercraft Liability Endorsement
- Appraisal Errors & Omissions
Supplemental Applications
Please select state specific forms when applicable.
Documents Required for Proposal
- Completed signed/dated Consulting Foresters Application
- Brochures and/or website address
- Sample Appraisal (If requesting coverage for Appraisal E&O)
- Currently valued insurance company loss runs for the current policy period plus 3 prior years, or a “No Loss” letter signed and dated by the insured for accounts below $3,500 in annual premium
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Cover-Pro (Professional Liability for Specified Professions)
Philadelphia Insurance Companies is committed to providing comprehensive
professional liability coverage to a variety of professions including computer consultants, management consultants, career coaches, marketing consultants, interior designers, telecommunications consultants and many more.
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