Consulting Foresters Insurance- Commercial Insurance, Gillingham and Associates, a division of Philadelphia Insurance Companies

Focus on the things that Matter,
We'll Handle the Risk!

This insurance program provides General Liability coverage and a specific Foresters Professional Liability endorsement for forestry consultants. Forestry consultants are university-educated professionals providing a variety of services to public and private landowners.

Program guidelines require that consulting foresters have a forestry degree. Certificates of Insurance must be obtained from Independent Contractors used for projects. Our insurance program is endorsed by the Association of Consulting Foresters (ACF) and preferred pricing is available to those consulting foresters who are active members of the ACF.

Eligible Activities Include:

Timber Cruising
Timber Inventory
Boundary Lines
Forest Management Plans
Growth Studies
Wildlife Management
Timber Sales
Reforestation
Property Inspections
Property Inspections
Controlled or Prescribed Burning
Pesticide and Herbicide Application
Surveying

Ineligible Activities:

Any risk registered as strictly as a surveying firm
Any “urban forester” doing any type of tree trimming in the city
Any risk conducting logging activities
Hazardous Waste Studies
Real estate transactions are excluded – if they do real estate transactions will require a separate real estate errors & omissions policy not available through the program
Any risk engaging in excessive numbers of controlled burns (underwriter discretion)

Endorsements Available:

Hired and Non-Owned Auto Liability
Watercraft Liability Endorsement
Appraisal Errors & Omissions

Waivers

Supplemental Applications

Please select state specific forms when applicable.

Documents Required for Proposal

Completed signed/dated Consulting Foresters Application
Brochures and/or website address
Sample Appraisal (If requesting coverage for Appraisal E&O)
Currently valued insurance company loss runs for the current policy period plus 3 prior years, or a “No Loss” letter signed and dated by the insured for accounts below $3,500 in annual premium

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Program provides coverage and service specifically designed to meet the unique needs of consulting foresters
Program is written on a master policy that renews on July 1st. The master policy format allows the ACF to negotiate preferred rates with the collective buying power of their membership and for simplified administration with a common renewal date
Program is endorsed by the Association of Consulting Foresters (ACF) and preferred pricing is available to those consulting foresters who are active members of the ACF
Provides occurrence coverage for General Liability
Foresters Professional Liability coverage endorsement for errors & omissions, expanded form also provides coverage for appraisal errors & omissions
Hired and Non-Owned Auto Liability available
Includes coverage for prescribed or controlled burning
Includes coverage for smoke drift or chemical drift
Each insured selects the limits of insurance suitable to their individual needs. Each limit is separate from the other foresters participating in the program and is only affected by claims paid under your individual policy
Separate coverage available for property, inland marine, fleet automobile and Large Excess limits available

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© 2010 Philadelphia Insurance Companies A Member of the Tokio Marine Group.
One Bala Plaza, Suite 100, Bala Cynwyd, PA 19004

Philadelphia Insurance Companies is the marketing name for the insurance company subsidiaries of the Philadelphia Consolidated Holding Corp., a Member of the Tokio Marine Group. Coverage(s) described may not be available in all states and are subject to Underwriting and certain coverage(s) may be provided by a surplus lines insurer. Surplus lines insurers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds.