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Fitness and Wellness Fitness Individual Insurance

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Philadelphia Insurance Companies have partnered with a nationally recognized law firm Wilson, Elser, Moskowitz, Edelman & Dicker LLP (WEMED) to offer a Loss Assistance Hotline. The loss assistance hotline is currently available to all PHLY Management & Professional Liability Division Insureds..<more>

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Fitness and Wellness Fitness Individual Insurance
The Fitness and Wellness program is designed specifically for the unique exposures presented by a Day Spa which includes facials, massage, manicures, pedicures, tanning, and microdermabrasion. The program also includes coverage for ancillary activities such as swimming, sauna and group exercise. Coverage is extended to employees as well as independent contractors hired by the Day Spa.


Product Details


Insurance Coverage Limits

General and Professional
Liability		 $1,000,000 per occurrence
$3,000,000 aggregate limit
Sexual Abuse Liability $100,000 per occurrence
$300,000 aggregate limit
Products Liability $1,000,000 aggregate limit
Medical Payments $2,500
Damage to Premises
rented to you		 $100,000

  • Higher Limits Available
  • Zero Deductible for General Liability
  • Up to 10 Additional Insured’s added to your policy at no charge
  • Business Income / Extra Expense limit of $100,000 included as part of our Elite Property Form
  • Child care coverage available
  • Interest-free installments available


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