Focus on the things that Matter,
We'll Handle the Risk!
Philadelphia Insurance Companies
Stand Alone Employment Practices

Philadelphia Insurance Companies provides Stand Alone Employment Practices Liability Insurance. This coverage provides companies with up to 4,000 employees with comprehensive employment liability solutions.


Benefits of the Program

  • Third Party Liability coverage built into the form
  • Provides coverage for the entity as well as employees including part time, leased, seasonal, temporary and volunteers
  • Optional Duty to Defend Provision- insured can choose defense counsel or tender the defense to the underwriter
  • Most favorable venue wording for punitive, multiple or exemplary damages
  • Worldwide coverage
  • Free Claims Assistance Hotline (2 hours per incident)

Applications

Supplemental Applications

Policy Forms

Documents Required for Proposal

  • Completed Application
  • Copy of most recent financial statements if more than 250 employees
  • Complete loss history for the past 5 years
  • Employee Manual/Handbook

Customer SupportHide

  • Chat with a Marketing or Claim Representative! We are available Monday thru Friday from 8:30am to 8pm ET.
  • Need Assistance?
    Contact Marketing for more information on our products or assistance with a product you already have.
  • To speak with a Customer Service Representative, please call our Customer Service Department at 1-877-438-7459.

Related Products & Services

Complementary CoverageHide

Loss ControlHide

Keep costs down by choosing industry specific Safety Programs. We'll show you how to implement Client Training Services and Risk Management Reporting that get results.<more>

DownloadsHide

10 Reasons Why
 
  1. Retentions as low as $2,500 per Claim
  2. Defense Costs in Addition to the Limit of Liability for eligible Insureds
  3. Automatic Third Party EPL coverage
  4. Loss control assistance through in2vate®
  5. Defense Cost coverage for non-monetary relief
  6. Modified consent to settle (hammer) clause with a retention reduction incentive for the Insured’s acceptance of the first settlement offer
  7. Broad definition of Claim which includes: Arbitration, regulatory and administrative proceedings, EEOC and DOL investigations and requests to toll the statute of limitations
  8. Bilateral discovery (tail) for one, two and three year terms
  9. Most favorable venue wording for punitive, multiple or exemplary damages
  10. The availability of important complementary coverage such as Directors & Officers Liability, Fiduciary Liability, Employed Lawyers Liability, and Crime coverage

 

Employment Practices (Stand Alone) 10 Reasons Why

Have you thought about

Non-Profit & Social Services

This is an insurance product uniquely designed to fulfill a wide range of special insurance needs for the Non-Profit Sector as defined under IRS code 501(c)(3). More

Click to see our 10 Reasons Why