Focus on the things that Matter,
We'll Handle the Risk!
Philadelphia Insurance Companies
Stand Alone Employment Practices

Philadelphia Insurance Companies provides Stand Alone Employment Practices Liability Insurance. This coverage provides companies with up to 4,000 employees with comprehensive employment liability solutions.


Benefits of the Program

  • Third Party Liability coverage built into the form
  • Provides coverage for the entity as well as employees including part time, leased, seasonal, temporary and volunteers
  • Optional Duty to Defend Provision- insured can choose defense counsel or tender the defense to the underwriter
  • Most favorable venue wording for punitive, multiple or exemplary damages
  • Worldwide coverage
  • Free Claims Assistance Hotline (2 hours per incident)

Applications

Supplemental Applications

Policy Forms

Documents Required for Proposal

  • Completed Application
  • Copy of most recent financial statements if more than 250 employees
  • Complete loss history for the past 5 years
  • Employee Manual/Handbook


All of our Product Forms and Documents are available in PDF version only. Version 7 or higher of Adobe is needed to fill out the PDF Forms.

Click here to download the latest version of Adobe Reader from Adobe's Official Website.

Click here to download the latest version of Adobe Flash Player from Adobe's Official Website.


 

Chat with a Marketing or Claim Representative!
We are available Monday thru Friday from 8:30am to 8pm ET.

To speak with a Customer Service Representative, please call our Customer Service Department at 1-877-438-7459.

Need Assistance?
Contact Marketing for more information on our products or assistance with a product you already have.

10 Reasons Why
 
  1. Retentions as low as $2,500 per Claim
  2. Defense Costs in Addition to the Limit of Liability for eligible Insureds
  3. Automatic Third Party EPL coverage
  4. Loss control assistance through in2vate®
  5. Defense Cost coverage for non-monetary relief
  6. Modified consent to settle (hammer) clause with a retention reduction incentive for the Insured’s acceptance of the first settlement offer
  7. Broad definition of Claim which includes: Arbitration, regulatory and administrative proceedings, EEOC and DOL investigations and requests to toll the statute of limitations
  8. Bilateral discovery (tail) for one, two and three year terms
  9. Most favorable venue wording for punitive, multiple or exemplary damages
  10. The availability of important complementary coverage such as Directors & Officers Liability, Fiduciary Liability, Employed Lawyers Liability, and Crime coverage

 

Employment Practices (Stand Alone) 10 Reasons Why

Have you thought about

Flexi-Plus Five

This policy is a comprehensive liability solution for 501(c)3 Non-Profit organizations that offers Directors & Officers Liability (lead coverage), Employment Practices Liability, Fiduciary Liability, Workplace Violence Liability, and Internet Liability. More

Loss Control

Keep costs down by choosing industry specific Safety Programs. We'll show you how to implement Client Training Services and Risk Management Reporting that get results. More

Philadelphia Insurance Companies has partnered with a nationally recognized law firm Wilson, Elser, Moskowitz, Edelman & Dicker LLP (WEMED) to offer a Loss Assistance Hotline . The Loss Assistance Hotline is currently available to all PHLY Specialty Lines Division insureds. More

Click to see our 10 Reasons Why