Philadelphia Insurance Companies has developed package programs to meet the needs of many types of businesses and professions. From boat dealers to human services organizations to daycare centers to sports teams, PHLY has you covered for property, general liability, professional liability, sexual abuse & molestation, auto, umbrella and more.
We also have risk management and loss control techniques to manage claim frequency and severity for our Commercial Lines products. When a claim does occur our specialized experts assure it is handled properly.
- Apartments |
Special causes of loss on building, contents, loss of income and extra expense
- Amateur Sports |
Coverage provided for sports leagues, camps, and clinics as well as amateur sports facilities.
- Boat Dealers |
Inland Marine - Boat Dealers Coverage for the boats in the insured’s care
- Bowling Centers | Special causes of loss on building, contents, loss of income, and extra expense
- Camp Operators |
Camp Medical Personnel (including Volunteer Workers) coverage available
- Campgrounds & Recreational Vehicle Parks |
Included exposures are Retail stores that provide groceries, souvenirs and camping supplies, snack bars, game rooms and laundries.
- Condominium Associations |
Special causes of loss on building, contents, loss of income, and extra expense
- Day Care Centers |
Day Care Professional Liability Coverage provided
- Fairs & Fairgrounds |
Special causes of loss on building, contents, loss of income, and extra expense
- Festivals |
Where warranted, ability to add Inland Marine, Hired Car and Non-Owned Auto to General Liability
- Golf & Country Clubs |
Package includes property, auto, GL, liquor, crime, and umbrella
- Guides & Outfitters |
Premises Liability includes coverage for hunting/fishing tours, bow hunting, and wing shooting preserves
- Health, Fitness & Wellness |
Coverage for fitness professionals and/or facilities, including health clubs, personal training studios, yoga studios, pilates studios, day spas, and more
- Home Health Care |
Commercial General Liability, Professional Liability and Excess Liability all with one carrier
- Homeowner Association & PUD |
Definition of building to include pools, walkways, and fences
- Hospice |
Commercial General Liability, Professional Liability and Excess Liability all with one carrier
- Hotels | Coverage is included
for guest personal property, foundations, underground pipes, flues, drains, and retaining walls that are not a part of the building, bridges, roadways, walkways, patios, and other paved surfaces
- Mental Health Organizations |
Commercial General Liability, Professional Liability, and Excess Liability all with one carrier
- Mobile Home Park Owner |
Liability for common areas including swimming pools, tennis courts, and playground equipment
- Museums |
Coverage available for Abuse & Molestation, Special Events, Liquor Liability, Agreed Value, Ordinance or Law and more
- Non-Profit & Social Service Organizations |
Human Services Professional Liability Coverage – Separate Limits of Liability
- Office Buildings | Coverage for
building foundations, underground pipes, flues, and drains
- Public Entities |
Miscellaneous Municipal Property automatically includes coverage for a broad range of property in the open
- Real Estate Schedules | Special
causes of loss on building, contents, loss of income, and extra expense
- Religious Organizations |
Coverage for fund raising events
- Schools: Private, Academic & Vocational Schools |
Educators Professional (Private K-12 & Vocational Schools)
- Shopping Centers | Comprehensive
Proprietary Property Coverage
- Special Events |
Agents can submit business directly on-line!
- Sports & Recreation | Major and Minor Leagues and Teams, Stadiums and Arenas
- Substance Abuse Rehabilitation Facilities |
General Liability, Professional Liability, Director’s & Officer’s Liability and Umbrella all with one carrier
- Volunteer Fire Departments |
Coverage available for Abuse & Molestation, Special Events, Liquor Liability, Agreed Value, Ordinance or Law and more
- Zoos |
Coverage available for Abuse & Molestation, Special Events, Liquor Liability, Agreed Value, Ordinance or Law and more
These coverages are underwritten by Philadelphia Insurance Companies, rated A+ (Superior) by A.M. Best, recognized as a member of Wards Top 50, and named one of the 200 Best Small Companies in America by Forbes Magazine.
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