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Philadelphia Insurance Companies
Bed and Breakfasts or Country Inns Gillingham and Associates Logo

 

Whether you run a cozy bed & breakfast in New Hampshire, or a country inn in Santa Barbara, we can offer you the best insurance coverage to fit your needs.

This insurance program focuses on facilities located in resort and destination locations, such as ski towns and national and state park communities. Target risks provide guest lodging for an average of 2-3 nights, and in addition to providing breakfast might offer restaurant and bar facilities or recreational activities to their patrons. Frame, unprotected property is expected.

Benefits of the Program

The Great Outdoors Insurance Program (GOIP) is designed to offer a simple solution for all of your customer’s insurance needs. Coverage available includes:

  • Property — Replacement Cost, Special Form, Blanket, Agreed Amount, Household Personal Property, GOIP Plus Extension, Business Income & Extra Expense
  • General Liability — including Personal Liability
  • Liquor Liability
  • Crime
  • Automobile — Commercial/Service vehicles only
  • Excess Limits of Liability

Supplemental Applications

*Please select state specific forms when applicable.

Documents Required for Proposal

  • Completed and signed/dated Bed & Breakfast Application
  • Completed ACORD applications
  • Brochures and/or website address
  • Currently valued insurance company loss runs for the current policy period plus 3 prior years, or a “No Loss” letter signed and dated by the insured for accounts below $3,500 in annual premium


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We are available Monday thru Friday from 8:30am to 8pm ET.

To speak with a Customer Service Representative, please call our Customer Service Department at 1-877-438-7459.

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10 Reasons Why Outdoor Recreation and Hospitality
 
  1. Market Leader: As the largest writer of Outdoor Recreation Insurance in the country we understand the exposures facing the industry and can cover them better than the competition
  2. Financial Strength: A+ Rating from A.M. Best
  3. Broadest Coverage Available:
    • Ability to write policies for accounts located in remote, unprotected areas or resort communities
    • All P&C coverages written, including Property, Inland Marine, Crime, General Liability, Commercial Auto, and Excess
  4. Customized Coverage for the Outdoor Recreation and Hospitality Industries:
    • Hunting & Fishing Guides as Additional Insured Endorsement
    • Inland Marine Coverage for floating equipment such as docks, boats, rods, reels and other floating property
  5. Excess Capacity: Up to $25 million limits available for Property, and $15 million limits available for Excess
  6. Specialized Loss Control Services: Trained inspectors provide a custom, on-site inspection of larger properties and operations. Training manuals and loss control resources also available online at www.losscontrol.com
  7. Outdoor Industry Recognition: Official endorsed provider for the Dude Ranchers Association, Kampgrounds of America Owners Association, Michigan United Conservation Clubs, the Single Action Shooting Society, the Association of Consulting Foresters and others
  8. Broad Underwriting Appetite: Eligible risks include Guides & Outfitters, Resorts, Hunting & Fishing Lodges, Guest Ranches, Trap/Skeet/Sporting Clay Operations, RV Parks & Campgrounds, Horseback Trail Rides & Pack Trips and other operations
  9. Dedicated Experts: Service from professionals who focus exclusively on the outdoor recreation and hospitality industries
  10. Direct Bill: Interest free direct bill installment plans available, as well as on-line bill payment options.

 

10 Reasons Why Outdoor Recreation and Hospitality

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Click to see our 10 Reasons Why