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Philadelphia Insurance Companies
Adult Day Care Center Insurance

Philadelphia Insurance Companies’ Adult Day Care Package is insurance uniquely designed to fulfill a wide range of special insurance needs for the Non-profit sector as defined under IRS Code 501 (c)(3) as well as For Profit Organizations. Each policy is custom tailored to address each insured’s unique exposures. We offer separate limits for General Liability, Professional Liability and Abuse & Molestation (if eligible).


Benefits of the Program

  • Professional Liability coverage available including coverage for employed nurses and vicarious liability for contracted physicians and dentist
  • Abuse & Molestation coverage available
  • Umbrella/Excess limits available up to $15,000,000
  • Automobile coverage for private passenger vehicles, vans and buses

Supplemental Applications

Documents Required for Proposal

  • Completed signed/dated PHLY Adult Day Care Supplemental application
  • Complete ACORD application
  • Copy of current Adult Day Care license(s)
  • Brochure, advertising materials and website information
  • Currently valued insurance company loss runs for the current policy period plus three prior years


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10 Reasons Why
 
  1. Professional Liability coverage available including coverage for employed nurses and vicarious liability for contracted physicians and dentists
  2. Abuse and Molestation coverage available
  3. Medical Payments for Volunteers included
  4. Fundraising events included with General Liability coverage
  5. Business Income and Extra Expense – Actual Loss Sustained coverage available
  6. Automobile coverage for private passenger vehicles, vans and buses
  7. Umbrella/Excess limits available up to $15,000,000
  8. Tenants Legal Liability limit of $1,000,000 included on the General Liability form
  9. Broad definition of Insured includes medical directors, administrators, employees and volunteers
  10. Interest-free installments available for accounts that generate at least $2,000 in premium

 

10 Reasons Why - Adult Day Care

Have you thought about

Non-Profit & Social Services

This is an insurance product uniquely designed to fulfill a wide range of special insurance needs for the Non-Profit Sector as defined under IRS code 501(c)(3). More

Loss Control

Keep costs down by choosing industry specific Safety Programs. We'll show you how to implement Client Training Services and Risk Management Reporting that get results. >More

Philadelphia Insurance Companies has partnered with a nationally recognized law firm Wilson, Elser, Moskowitz, Edelman & Dicker LLP (WEMED) to offer a Loss Assistance Hotline. The Loss Assistance Hotline is currently available to all PHLY Specialty Lines Division insureds. >More

Click to see our 10 Reasons Why